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WD Insurance

"We Insure All of IN & KY"

About Us

WD Insurance is a family-owned and operated insurance agency proudly serving Owensboro, Kentucky, and the greater Daviess County area since 2004. Our journey began in Frankfort, KY, where we first started helping individuals and families protect what matters most. Not long after, we brought our roots—and our commitment to honest, dependable service—back home to Owensboro, where we continue to serve the community we know and love.

Owned and operated by the Damron family, WD Insurance was built on the belief that quality insurance should be affordable and accessible. We take pride in offering some of the most competitive and budget-friendly insurance options in the surrounding area, without sacrificing coverage or personal service. From auto and home to health and life insurance, we provide tailored solutions designed to fit each client’s unique needs and goals.

At WD Insurance, we value relationships over transactions and treat every client like family. We’re here to answer questions, simplify the insurance process, and help you feel confident in your coverage. Contact us today for a complimentary, no-obligation quote—and let us show you the difference a local, family-run agency can make.

Areas Served

Our Certifications

Medicare Certified

What We Offer

Our Specialties include:

WD Insurance specializes in providing personalized, one-on-one guidance to help individuals, families, and businesses find coverage that truly fits their needs. Their team is known for simplifying complex insurance decisions—especially when it comes to Medicare and life insurance—while still delivering strong protection for auto, home, and business policies. By taking the time to understand each client’s situation and goals, WD Insurance focuses on building long-term relationships, offering honest advice, competitive options from trusted carriers, and free quotes that make choosing insurance feel clear, confident, and stress-free.

Our Services include:

Auto & Home Insurance: Your car and your home are two of your biggest investments, and they deserve reliable protection. WD Insurance offers personalized auto and home insurance options designed to keep you covered where it matters most. Whether you’re commuting daily or settling in for the night, we work with trusted carriers to find coverage that fits your lifestyle, budget, and peace of mind—all while making sure you’re protected from life’s unexpected moments.
Medicare Insurance: Navigating Medicare doesn’t have to feel overwhelming. WD Insurance takes the time to explain your Medicare options clearly, helping you understand what’s available and what works best for your healthcare needs. From Medicare Advantage plans to Supplements and prescription coverage, we’re here to guide you every step of the way so you can feel confident about your coverage now and in the years ahead.
Life Insurance: Life insurance is about more than a policy—it’s about protecting the people you care about most. WD Insurance helps you plan for the future with life insurance options tailored to your goals, whether you’re looking to support your family, cover final expenses, or build long-term security. We’ll help you choose coverage that brings comfort, clarity, and peace of mind.
Business Insurance: Running a business comes with enough challenges—your insurance coverage shouldn’t be one of them. WD Insurance provides customized business insurance solutions to help protect your company, employees, and assets. From small startups to established operations, we work to ensure your coverage grows with your business while minimizing risk and protecting what you’ve worked hard to build.
Free Insurance Quotes: Choosing insurance should be simple and stress-free. WD Insurance offers free, no-obligation quotes so you can explore your options with confidence. We’ll compare coverage and pricing across trusted carriers to help you find the best value—without pressure, confusion, or hidden surprises.

Our Products include:

Auto & Home Insurance
Medicare Insurance
Life Insurance
Business Insurance
Free Insurance Quotes

Testimonials

On 12/4/2023 lighthouse Ocean had this to say:
The owner needs to know that when you click on the website link, it shows the certificate has not been updated. It expired 05/23/2023

On 6/24/2021 Austin Mathew had this to say:
Wally at WD Insurance made buying insurance easy and affordable. Staff is very responsive and will work to find you the best rate around. They saved me $110 when I switched! Switch today!

On 2/9/2021 William D. had this to say:
Cheap LOW COST Insurance, great rates on Auto, Home, Business, Motorcycle, Boat, Travel Trailer, Medicare & More ......

On 1/20/2021 Ericka Nicole had this to say:
Best customer service and by far the cheapest company I've ever been with. Love them

On 1/20/2021 Isaac “KRAZYTANK” Braswell had this to say:
Great rates!

Contact Us

WD Insurance
2410 W Parrish Ave Owensboro, KY 42301
Phone: (270) 240-2268
Email: wwdamron1@gmail.com

Where To Find Us

Payment Types Accepted

American Express, Personal Checks, Debit Cards, MasterCard, Visa

Our Hours

Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM

News

🌷🛡️ Spring is a great time to refresh, reset, and make sure you’re fully protected — and WD Insurance is here to help. 🛡️🌷

As the seasons change, it’s the perfect moment to review your coverage and ensure everything you care about is safeguarded. Whether it’s your home, your vehicles, your business, or the people who matter most, our team is committed to providing reliable protection and personalized support.

We’re here to help you step into spring with confidence, clarity, and coverage you can count on.
Let’s make sure you’re prepared for whatever the new season brings. 🌼

FAQ

Can you help me find the most affordable insurance option?

Absolutely. One of our specialties is helping clients find the most affordable insurance options available without compromising coverage. We compare policies and carriers to match you with coverage that fits both your needs and your budget.

Do you offer free insurance quotes?

Yes. We offer complimentary, no-obligation insurance quotes. Our team will take the time to review your options and explain everything clearly, so you can make an informed decision with confidence.

How does the Medicare process work?

We make Medicare simple. Our team will walk you through your Medicare options, explain the differences between plans, and help you choose coverage that fits your healthcare needs and lifestyle—both now and in the future.

Can WD Insurance help with both personal and business coverage?

Yes. In addition to personal insurance like auto, home, life, and Medicare, we also provide business insurance tailored to protect your company, employees, and assets.

Do I have to switch all my policies to WD Insurance to work with you?

Not at all. You’re welcome to move one policy at a time. Many of our clients start with a single policy and later choose to bundle additional coverage as their needs grow.

Why choose WD Insurance over a large national agency?

As a local, family-owned agency, we offer personalized service, honest advice, and a commitment to finding the best solution for you—not just selling a policy. When you call WD Insurance, you’re talking to people who live and work in your community.